SmrtCash
Personal finance, built the way real household budgets work. SmrtCash runs in your browser, so there’s nothing to install.
What you get
Bills that match themselves
Set a vendor pattern and how the amount behaves. Incoming transactions link to the right bill, and the ones it isn’t sure about wait for you to confirm.
What-if scenarios
13 calculators across cash flow, debt, wealth and life events: bump your 401(k), a balance transfer, a biweekly mortgage, a new baby, a sabbatical.
Payoff goals
Save toward a number or pay down toward one. Credit-card goals track your card balances automatically.
An assistant you can steer
Cleans up bank descriptions, categorizes and suggests rules, and never overrides what you set yourself.
17 reports
Year over year by category, month-over-month movers, spending by day of week and more.
Your data stays yours
Each household’s data is isolated and encrypted at rest, and you can download a full archive any time.
Release candidate
SmrtCash is feature-complete and in release-candidate testing. Pricing will be announced at general availability. If you’d like to be one of the testers, get in touch.