SmrtCash — Quick Start#
Create your account and see where your money goes in about five minutes. SmrtCash is a hosted service — there's nothing to install.
1. Create your account#
- Go to smrtcash.builditsmrt.com.
- Click Sign up, enter your email, and set a password.
- Check your inbox for the verification email and click the link.
Your 14-day free trial starts automatically — no credit card required up front.
2. Add an account#
- Click New Account — give it a name, pick a type (e.g. Credit Card, Checking, Savings), and save.
3. Get your transactions in#
You have two ways to bring transactions in:
Connect a bank (fastest):
- Go to Connections.
- Link your bank — transactions sync automatically and keep refreshing on a schedule.
Or import a statement:
- Go to the Import tab.
- Choose the account you created.
- Select a CSV or Excel statement export from your bank.
- SmrtCash detects the format and shows a preview — number of rows, a sample, and any problems.
- Click Import to save the transactions.
Re-importing the same file is safe — duplicates are skipped automatically.
4. Let it work for you#
Once transactions are in, SmrtCash starts doing the heavy lifting:
- AI cleans up messy bank descriptions and categorizes spending.
- The bill matcher links recurring charges to your bills automatically.
- Budgets, goals, and scenarios turn your data into decisions.
Open the Dashboard to see the picture come together.
Troubleshooting#
| Problem | Fix |
|---|---|
| Didn't get the verification email | Check spam; request a new link from the sign-in page |
| "Could not recognize this file's format" | Use a CSV export from your bank; some banks need a one-time column mapping (the import wizard walks you through it) |
| Bank won't connect | Some institutions need OFX Direct Connect instead of the default aggregator — see the in-app Connections help |
| Forgot your password | Use Forgot password on the sign-in screen — you'll get a reset link |
More help: open a ticket via the contact form or use the in-app Help & feature requests link.